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Canadian Title Insurance Monitor

Canada’s title insurers file their results with OSFI every quarter, but few people ever see them side by side. Our monitor turns that data, going back to 2015, into one clear view of market share, profitability, claims and the housing trends driving them.

TITLE INSURANCE

MARKET DATA

Market Monitor · OSFI regulatory data

Canadian Title Insurance Monitor

Direct written premiums, market share and profitability for Canada's OSFI-regulated title insurers, from 2015 to the latest quarter.

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Market share

Share of title-line direct written premiums. Full-year figures plus the latest year-to-date period. OSFI's open data has no title premium figures for 2023 (IFRS 17 transition).

Market size and outlook

Profitability

Company-level filings: to 2022 over net premiums earned (IFRS 4); from 2023 over insurance revenue (IFRS 17). FCT and the First American branch are combined here.

Share by province

Year-to-date premiums by location of risk. Change in percentage points against the same period a year earlier.

Quarterly premiums

Single-quarter premiums derived from OSFI's year-to-date filings.

Source: OSFI financial data for P&C insurers, Open Government Portal. Covers FCT Insurance Company and the Canadian branches of First American Title, Stewart Title Guaranty and Chicago Title; TitlePLUS (LAWPRO) is not in OSFI's data. Forecast: Pivot Point Advisory scenario model. Not investment, legal or financial advice. © 2026 Pivot Point Advisory